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MEDICARE PLANS IN ARIZONA
The majority of Americans are still on Original Medicare, which generally requires a 20% coinsurance on most Part B services after the deductible is met — the amount you owe can vary by service and circumstance. Here’s a brief explanation of how Medicare is broken up. Our licensed agents can help you compare Medicare Advantage plans available in Arizona to find coverage that fits your needs and budget. We offer a free yearly Medicare review to make sure you are receiving all the available benefits and coverage to suit your needs. Explore Medicare Advantage plan options in AZ with guidance from a licensed agent.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Medicare Advantage
Medicare Advantage plans, also known as Part C, combine Medicare Part A, Part B, and often Part D into one plan with a network of providers.
Medicare Supplement
Medicare Supplement plans, also known as Medigap, are managed by private health insurance carriers and help cover the gaps in Medicare that normally you would have to pay.
Prescription Drugs Part D
Medicare Part D plans are insurance for prescription drugs.
Medicare Advantage
Medicare Advantage plans, also known as Part C, combine Medicare Part A, Part B, and often Part D into one plan with a network of providers. These plans may be of no cost depending on your county and many times include benefits for dental, vision, chiropractor, ride assistance, gym membership and more.
Medicare Supplement
Medicare Supplement plans, also known as Medigap, are managed by private health insurance carriers and help cover the gaps in Medicare that normally you would have to pay. These plans have a monthly premium and a Part D plan will need to be purchased separately if desired.
Prescription Drugs Part D
Medicare Part D plans are insurance for prescription drugs. These usually come included with many Medicare Advantage plans but must be purchased as a separate product if you have a Medicare Supplement.
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(602) 618-1400
trent@affordablehealthins.com
3930 E University Dr, Mesa AZ 85205
Medicare Questions, Answered
When can I enroll in Medicare in Arizona?
Most people can first enroll during their 7-month Initial Enrollment Period around their 65th birthday. After that, the Annual Enrollment Period (October 15 to December 7) lets you switch Medicare Advantage or Part D plans for the following year, and the Medicare Advantage Open Enrollment Period (January 1 to March 31) allows one plan change if you’re already in a Medicare Advantage plan.
What is the difference between Medicare Advantage and Medigap?
Medicare Advantage (Part C) bundles your hospital, medical, and often drug coverage into one plan through a private insurer, usually with a network and often extra benefits like dental or vision. Medigap supplements Original Medicare, helping cover costs like coinsurance and deductibles, and generally lets you see any provider that accepts Medicare, but it doesn’t include drug coverage.
How much does Medicare cost in Arizona?
Costs vary by plan type, county, and the specific carrier’s network. Many Medicare Advantage plans in Maricopa County have $0 monthly premiums, while Medigap and Part D costs depend on the plan you choose. A licensed local agent can walk you through actual costs for plans available in your area at no charge.
Do I need a referral to see a specialist on Medicare in Arizona?
It depends on your plan. Original Medicare and most Medigap plans don’t require referrals. Many Medicare Advantage HMO plans do require a referral from your primary care doctor, while Medicare Advantage PPO plans typically don’t. Check your specific plan’s rules before scheduling.
Want plain-language definitions of Medicare terms like Plan G, Plan N, and Part D? Visit our Health Insurance & Medicare Glossary.